LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,080
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,389
−HK$1,330/mo
Today · 4.125%
HK$44,719
baseline
▲ 0.50% · 4.625%
HK$47,440
+HK$2,721/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,438/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,813
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,069
−HK$1,274/mo
Today · 4.125%
HK$49,343
baseline
▲ 0.50% · 4.625%
HK$51,943
+HK$2,600/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,686/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,496
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,067
−HK$1,595/mo
Today · 4.125%
HK$53,662
baseline
▲ 0.50% · 4.625%
HK$56,928
+HK$3,266/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,324/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$692,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,176
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,683
−HK$1,528/mo
Today · 4.125%
HK$59,211
baseline
▲ 0.50% · 4.625%
HK$62,332
+HK$3,121/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,422/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$692,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,912
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,744
−HK$1,862/mo
Today · 4.125%
HK$62,606
baseline
▲ 0.50% · 4.625%
HK$66,415
+HK$3,809/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,212/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,539
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,296
−HK$1,784/mo
Today · 4.125%
HK$69,080
baseline
▲ 0.50% · 4.625%
HK$72,721
+HK$3,641/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,160/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,744
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,100
−HK$2,393/mo
Today · 4.125%
HK$80,493
baseline
▲ 0.50% · 4.625%
HK$85,391
+HK$4,898/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$160,986/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,264
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$86,524
−HK$2,293/mo
Today · 4.125%
HK$88,817
baseline
▲ 0.50% · 4.625%
HK$93,498
+HK$4,681/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$177,634/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,025 · Scale 2, in force from 26 Feb 2026)