LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,080
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,389
−HK$1,330/mo
Today · 4.125%
HK$44,719
baseline
▲ 0.50% · 4.625%
HK$47,440
+HK$2,721/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,438/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,814
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,069
−HK$1,274/mo
Today · 4.125%
HK$49,343
baseline
▲ 0.50% · 4.625%
HK$51,944
+HK$2,601/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,686/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,496
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,067
−HK$1,596/mo
Today · 4.125%
HK$53,663
baseline
▲ 0.50% · 4.625%
HK$56,928
+HK$3,265/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,326/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$692,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,177
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,683
−HK$1,529/mo
Today · 4.125%
HK$59,212
baseline
▲ 0.50% · 4.625%
HK$62,333
+HK$3,121/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,424/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$692,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,912
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,745
−HK$1,862/mo
Today · 4.125%
HK$62,607
baseline
▲ 0.50% · 4.625%
HK$66,416
+HK$3,809/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,214/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,539
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,297
−HK$1,783/mo
Today · 4.125%
HK$69,080
baseline
▲ 0.50% · 4.625%
HK$72,722
+HK$3,642/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,160/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,745
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,101
−HK$2,393/mo
Today · 4.125%
HK$80,494
baseline
▲ 0.50% · 4.625%
HK$85,392
+HK$4,898/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$160,988/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,265
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$86,525
−HK$2,293/mo
Today · 4.125%
HK$88,818
baseline
▲ 0.50% · 4.625%
HK$93,499
+HK$4,681/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$177,636/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,033 · Scale 2, in force from 26 Feb 2026)