LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,082
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,391
−HK$1,330/mo
Today · 4.125%
HK$44,721
baseline
▲ 0.50% · 4.625%
HK$47,442
+HK$2,721/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,442/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,816
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,071
−HK$1,274/mo
Today · 4.125%
HK$49,345
baseline
▲ 0.50% · 4.625%
HK$51,946
+HK$2,601/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,690/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,498
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,069
−HK$1,596/mo
Today · 4.125%
HK$53,665
baseline
▲ 0.50% · 4.625%
HK$56,930
+HK$3,265/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,330/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$692,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,179
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,685
−HK$1,529/mo
Today · 4.125%
HK$59,214
baseline
▲ 0.50% · 4.625%
HK$62,335
+HK$3,121/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,428/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$692,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,915
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,747
−HK$1,862/mo
Today · 4.125%
HK$62,609
baseline
▲ 0.50% · 4.625%
HK$66,419
+HK$3,810/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,218/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,542
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,300
−HK$1,783/mo
Today · 4.125%
HK$69,083
baseline
▲ 0.50% · 4.625%
HK$72,724
+HK$3,641/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,166/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,747
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$78,103
−HK$2,394/mo
Today · 4.125%
HK$80,497
baseline
▲ 0.50% · 4.625%
HK$85,395
+HK$4,898/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$160,994/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,268
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$86,528
−HK$2,293/mo
Today · 4.125%
HK$88,821
baseline
▲ 0.50% · 4.625%
HK$93,503
+HK$4,682/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$177,642/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,058 · Scale 2, in force from 26 Feb 2026)