LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,083
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,392
−HK$1,330/mo
Today · 4.125%
HK$44,722
baseline
▲ 0.50% · 4.625%
HK$47,443
+HK$2,721/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,444/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,817
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,073
−HK$1,273/mo
Today · 4.125%
HK$49,346
baseline
▲ 0.50% · 4.625%
HK$51,947
+HK$2,601/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,692/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,500
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,070
−HK$1,596/mo
Today · 4.125%
HK$53,666
baseline
▲ 0.50% · 4.625%
HK$56,932
+HK$3,266/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,332/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$692,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,180
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,687
−HK$1,529/mo
Today · 4.125%
HK$59,216
baseline
▲ 0.50% · 4.625%
HK$62,337
+HK$3,121/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,432/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$692,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,916
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,749
−HK$1,862/mo
Today · 4.125%
HK$62,611
baseline
▲ 0.50% · 4.625%
HK$66,421
+HK$3,810/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,222/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,544
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,302
−HK$1,783/mo
Today · 4.125%
HK$69,085
baseline
▲ 0.50% · 4.625%
HK$72,726
+HK$3,641/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,170/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,749
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$78,106
−HK$2,394/mo
Today · 4.125%
HK$80,500
baseline
▲ 0.50% · 4.625%
HK$85,398
+HK$4,898/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$161,000/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,271
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$86,531
−HK$2,292/mo
Today · 4.125%
HK$88,823
baseline
▲ 0.50% · 4.625%
HK$93,505
+HK$4,682/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$177,646/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,078 · Scale 2, in force from 26 Feb 2026)