LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,086
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,395
−HK$1,330/mo
Today · 4.125%
HK$44,725
baseline
▲ 0.50% · 4.625%
HK$47,447
+HK$2,722/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,450/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,820
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,076
−HK$1,274/mo
Today · 4.125%
HK$49,350
baseline
▲ 0.50% · 4.625%
HK$51,951
+HK$2,601/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,700/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,503
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,074
−HK$1,596/mo
Today · 4.125%
HK$53,670
baseline
▲ 0.50% · 4.625%
HK$56,936
+HK$3,266/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,340/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$692,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,184
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,691
−HK$1,529/mo
Today · 4.125%
HK$59,220
baseline
▲ 0.50% · 4.625%
HK$62,341
+HK$3,121/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,440/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$692,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,920
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,753
−HK$1,862/mo
Today · 4.125%
HK$62,615
baseline
▲ 0.50% · 4.625%
HK$66,425
+HK$3,810/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,230/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,548
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$67,306
−HK$1,784/mo
Today · 4.125%
HK$69,090
baseline
▲ 0.50% · 4.625%
HK$72,732
+HK$3,642/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,180/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,755
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$78,111
−HK$2,394/mo
Today · 4.125%
HK$80,505
baseline
▲ 0.50% · 4.625%
HK$85,404
+HK$4,899/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$161,010/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,277
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$86,537
−HK$2,293/mo
Today · 4.125%
HK$88,830
baseline
▲ 0.50% · 4.625%
HK$93,512
+HK$4,682/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$177,660/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,128 · Scale 2, in force from 26 Feb 2026)