LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,087
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,396
−HK$1,330/mo
Today · 4.125%
HK$44,726
baseline
▲ 0.50% · 4.625%
HK$47,447
+HK$2,721/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,452/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,821
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,077
−HK$1,274/mo
Today · 4.125%
HK$49,351
baseline
▲ 0.50% · 4.625%
HK$51,952
+HK$2,601/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,702/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,504
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,075
−HK$1,596/mo
Today · 4.125%
HK$53,671
baseline
▲ 0.50% · 4.625%
HK$56,937
+HK$3,266/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,342/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$692,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,185
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,692
−HK$1,529/mo
Today · 4.125%
HK$59,221
baseline
▲ 0.50% · 4.625%
HK$62,342
+HK$3,121/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,442/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$692,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,921
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,754
−HK$1,862/mo
Today · 4.125%
HK$62,616
baseline
▲ 0.50% · 4.625%
HK$66,426
+HK$3,810/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,232/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,550
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,308
−HK$1,783/mo
Today · 4.125%
HK$69,091
baseline
▲ 0.50% · 4.625%
HK$72,733
+HK$3,642/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,182/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,756
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$78,113
−HK$2,394/mo
Today · 4.125%
HK$80,507
baseline
▲ 0.50% · 4.625%
HK$85,405
+HK$4,898/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$161,014/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,278
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$86,538
−HK$2,293/mo
Today · 4.125%
HK$88,831
baseline
▲ 0.50% · 4.625%
HK$93,514
+HK$4,683/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$177,662/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,139 · Scale 2, in force from 26 Feb 2026)