LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,088
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,397
−HK$1,330/mo
Today · 4.125%
HK$44,727
baseline
▲ 0.50% · 4.625%
HK$47,449
+HK$2,722/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,454/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,823
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,078
−HK$1,274/mo
Today · 4.125%
HK$49,352
baseline
▲ 0.50% · 4.625%
HK$51,954
+HK$2,602/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,704/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,506
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,077
−HK$1,596/mo
Today · 4.125%
HK$53,673
baseline
▲ 0.50% · 4.625%
HK$56,939
+HK$3,266/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,346/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,187
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,694
−HK$1,529/mo
Today · 4.125%
HK$59,223
baseline
▲ 0.50% · 4.625%
HK$62,344
+HK$3,121/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,446/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,923
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,756
−HK$1,862/mo
Today · 4.125%
HK$62,618
baseline
▲ 0.50% · 4.625%
HK$66,429
+HK$3,811/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,236/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,552
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,310
−HK$1,783/mo
Today · 4.125%
HK$69,093
baseline
▲ 0.50% · 4.625%
HK$72,735
+HK$3,642/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,186/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,759
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$78,115
−HK$2,394/mo
Today · 4.125%
HK$80,509
baseline
▲ 0.50% · 4.625%
HK$85,408
+HK$4,899/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$161,018/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,281
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$86,541
−HK$2,293/mo
Today · 4.125%
HK$88,834
baseline
▲ 0.50% · 4.625%
HK$93,517
+HK$4,683/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$177,668/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,162 · Scale 2, in force from 26 Feb 2026)