LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,088
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,398
−HK$1,330/mo
Today · 4.125%
HK$44,728
baseline
▲ 0.50% · 4.625%
HK$47,449
+HK$2,721/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,456/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,823
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,079
−HK$1,274/mo
Today · 4.125%
HK$49,353
baseline
▲ 0.50% · 4.625%
HK$51,954
+HK$2,601/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,706/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,506
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,077
−HK$1,596/mo
Today · 4.125%
HK$53,673
baseline
▲ 0.50% · 4.625%
HK$56,939
+HK$3,266/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$107,346/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,188
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,695
−HK$1,528/mo
Today · 4.125%
HK$59,223
baseline
▲ 0.50% · 4.625%
HK$62,345
+HK$3,122/mo
Deposit HK$7.38M · loan HK$11.07M · min. income ≈ HK$118,446/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,924
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,757
−HK$1,862/mo
Today · 4.125%
HK$62,619
baseline
▲ 0.50% · 4.625%
HK$66,429
+HK$3,810/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,238/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,552
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$67,310
−HK$1,784/mo
Today · 4.125%
HK$69,094
baseline
▲ 0.50% · 4.625%
HK$72,736
+HK$3,642/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,188/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,759
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$78,116
−HK$2,394/mo
Today · 4.125%
HK$80,510
baseline
▲ 0.50% · 4.625%
HK$85,409
+HK$4,899/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$161,020/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,281
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$86,542
−HK$2,293/mo
Today · 4.125%
HK$88,835
baseline
▲ 0.50% · 4.625%
HK$93,517
+HK$4,682/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$177,670/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,167 · Scale 2, in force from 26 Feb 2026)