LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,092
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,401
−HK$1,331/mo
Today · 4.125%
HK$44,732
baseline
▲ 0.50% · 4.625%
HK$47,453
+HK$2,721/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,464/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,827
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,083
−HK$1,274/mo
Today · 4.125%
HK$49,357
baseline
▲ 0.50% · 4.625%
HK$51,959
+HK$2,602/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,714/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,510
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,082
−HK$1,596/mo
Today · 4.125%
HK$53,678
baseline
▲ 0.50% · 4.625%
HK$56,944
+HK$3,266/mo
Deposit HK$7.38M · loan HK$11.08M · min. income ≈ HK$107,356/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,192
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,699
−HK$1,529/mo
Today · 4.125%
HK$59,228
baseline
▲ 0.50% · 4.625%
HK$62,350
+HK$3,122/mo
Deposit HK$7.38M · loan HK$11.08M · min. income ≈ HK$118,456/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,929
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,762
−HK$1,862/mo
Today · 4.125%
HK$62,624
baseline
▲ 0.50% · 4.625%
HK$66,435
+HK$3,811/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,248/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,558
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$67,316
−HK$1,784/mo
Today · 4.125%
HK$69,100
baseline
▲ 0.50% · 4.625%
HK$72,742
+HK$3,642/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,200/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,766
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$78,122
−HK$2,395/mo
Today · 4.125%
HK$80,517
baseline
▲ 0.50% · 4.625%
HK$85,416
+HK$4,899/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$161,034/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,289
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$86,549
−HK$2,293/mo
Today · 4.125%
HK$88,842
baseline
▲ 0.50% · 4.625%
HK$93,525
+HK$4,683/mo
Deposit HK$1.85M · loan HK$16.61M · min. income ≈ HK$177,684/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,227 · Scale 2, in force from 26 Feb 2026)