LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,098
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,407
−HK$1,330/mo
Today · 4.125%
HK$44,737
baseline
▲ 0.50% · 4.625%
HK$47,460
+HK$2,723/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,474/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,833
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,089
−HK$1,274/mo
Today · 4.125%
HK$49,363
baseline
▲ 0.50% · 4.625%
HK$51,965
+HK$2,602/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,726/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,517
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,088
−HK$1,597/mo
Today · 4.125%
HK$53,685
baseline
▲ 0.50% · 4.625%
HK$56,952
+HK$3,267/mo
Deposit HK$7.38M · loan HK$11.08M · min. income ≈ HK$107,370/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,200
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,707
−HK$1,529/mo
Today · 4.125%
HK$59,236
baseline
▲ 0.50% · 4.625%
HK$62,358
+HK$3,122/mo
Deposit HK$7.38M · loan HK$11.08M · min. income ≈ HK$118,472/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,937
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,770
−HK$1,862/mo
Today · 4.125%
HK$62,632
baseline
▲ 0.50% · 4.625%
HK$66,443
+HK$3,811/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,264/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,566
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,325
−HK$1,784/mo
Today · 4.125%
HK$69,109
baseline
▲ 0.50% · 4.625%
HK$72,752
+HK$3,643/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,218/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,776
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$78,133
−HK$2,394/mo
Today · 4.125%
HK$80,527
baseline
▲ 0.50% · 4.625%
HK$85,427
+HK$4,900/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$161,054/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,300
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$86,560
−HK$2,294/mo
Today · 4.125%
HK$88,854
baseline
▲ 0.50% · 4.625%
HK$93,538
+HK$4,684/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$177,708/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,317 · Scale 2, in force from 26 Feb 2026)