LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,098
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,407
−HK$1,331/mo
Today · 4.125%
HK$44,738
baseline
▲ 0.50% · 4.625%
HK$47,460
+HK$2,722/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,476/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,834
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,090
−HK$1,274/mo
Today · 4.125%
HK$49,364
baseline
▲ 0.50% · 4.625%
HK$51,966
+HK$2,602/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,728/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,518
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,089
−HK$1,597/mo
Today · 4.125%
HK$53,686
baseline
▲ 0.50% · 4.625%
HK$56,952
+HK$3,266/mo
Deposit HK$7.38M · loan HK$11.08M · min. income ≈ HK$107,372/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,200
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,708
−HK$1,529/mo
Today · 4.125%
HK$59,237
baseline
▲ 0.50% · 4.625%
HK$62,359
+HK$3,122/mo
Deposit HK$7.38M · loan HK$11.08M · min. income ≈ HK$118,474/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,937
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,770
−HK$1,863/mo
Today · 4.125%
HK$62,633
baseline
▲ 0.50% · 4.625%
HK$66,444
+HK$3,811/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,266/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,567
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$67,326
−HK$1,783/mo
Today · 4.125%
HK$69,109
baseline
▲ 0.50% · 4.625%
HK$72,752
+HK$3,643/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,218/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,776
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$78,133
−HK$2,395/mo
Today · 4.125%
HK$80,528
baseline
▲ 0.50% · 4.625%
HK$85,428
+HK$4,900/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$161,056/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,300
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$86,561
−HK$2,294/mo
Today · 4.125%
HK$88,855
baseline
▲ 0.50% · 4.625%
HK$93,539
+HK$4,684/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$177,710/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,324 · Scale 2, in force from 26 Feb 2026)