LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,100
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,410
−HK$1,330/mo
Today · 4.125%
HK$44,740
baseline
▲ 0.50% · 4.625%
HK$47,463
+HK$2,723/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,480/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,836
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,092
−HK$1,275/mo
Today · 4.125%
HK$49,367
baseline
▲ 0.50% · 4.625%
HK$51,969
+HK$2,602/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,734/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,520
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,092
−HK$1,597/mo
Today · 4.125%
HK$53,689
baseline
▲ 0.50% · 4.625%
HK$56,955
+HK$3,266/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,378/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,203
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,711
−HK$1,529/mo
Today · 4.125%
HK$59,240
baseline
▲ 0.50% · 4.625%
HK$62,363
+HK$3,123/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,480/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,941
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,774
−HK$1,863/mo
Today · 4.125%
HK$62,637
baseline
▲ 0.50% · 4.625%
HK$66,448
+HK$3,811/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,274/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,571
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$67,329
−HK$1,784/mo
Today · 4.125%
HK$69,113
baseline
▲ 0.50% · 4.625%
HK$72,756
+HK$3,643/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,226/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,781
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$78,138
−HK$2,395/mo
Today · 4.125%
HK$80,533
baseline
▲ 0.50% · 4.625%
HK$85,433
+HK$4,900/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$161,066/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,305
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$86,566
−HK$2,294/mo
Today · 4.125%
HK$88,860
baseline
▲ 0.50% · 4.625%
HK$93,544
+HK$4,684/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$177,720/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,363 · Scale 2, in force from 26 Feb 2026)