LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,101
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,410
−HK$1,331/mo
Today · 4.125%
HK$44,741
baseline
▲ 0.50% · 4.625%
HK$47,463
+HK$2,722/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,482/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,836
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,093
−HK$1,274/mo
Today · 4.125%
HK$49,367
baseline
▲ 0.50% · 4.625%
HK$51,969
+HK$2,602/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,734/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,521
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,092
−HK$1,597/mo
Today · 4.125%
HK$53,689
baseline
▲ 0.50% · 4.625%
HK$56,956
+HK$3,267/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,378/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,204
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,711
−HK$1,529/mo
Today · 4.125%
HK$59,240
baseline
▲ 0.50% · 4.625%
HK$62,363
+HK$3,123/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,480/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,941
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,774
−HK$1,863/mo
Today · 4.125%
HK$62,637
baseline
▲ 0.50% · 4.625%
HK$66,448
+HK$3,811/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,274/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,571
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,330
−HK$1,784/mo
Today · 4.125%
HK$69,114
baseline
▲ 0.50% · 4.625%
HK$72,757
+HK$3,643/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,228/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,781
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$78,138
−HK$2,395/mo
Today · 4.125%
HK$80,533
baseline
▲ 0.50% · 4.625%
HK$85,433
+HK$4,900/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$161,066/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,306
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$86,567
−HK$2,293/mo
Today · 4.125%
HK$88,860
baseline
▲ 0.50% · 4.625%
HK$93,544
+HK$4,684/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$177,720/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,367 · Scale 2, in force from 26 Feb 2026)