LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,103
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,413
−HK$1,331/mo
Today · 4.125%
HK$44,744
baseline
▲ 0.50% · 4.625%
HK$47,466
+HK$2,722/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,488/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,839
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,096
−HK$1,274/mo
Today · 4.125%
HK$49,370
baseline
▲ 0.50% · 4.625%
HK$51,972
+HK$2,602/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,740/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,524
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,096
−HK$1,596/mo
Today · 4.125%
HK$53,692
baseline
▲ 0.50% · 4.625%
HK$56,959
+HK$3,267/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,384/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,207
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,715
−HK$1,529/mo
Today · 4.125%
HK$59,244
baseline
▲ 0.50% · 4.625%
HK$62,367
+HK$3,123/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,488/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,945
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,778
−HK$1,863/mo
Today · 4.125%
HK$62,641
baseline
▲ 0.50% · 4.625%
HK$66,452
+HK$3,811/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$125,282/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,575
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,334
−HK$1,784/mo
Today · 4.125%
HK$69,118
baseline
▲ 0.50% · 4.625%
HK$72,761
+HK$3,643/mo
Deposit HK$5.54M · loan HK$12.92M · min. income ≈ HK$138,236/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,786
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$78,143
−HK$2,395/mo
Today · 4.125%
HK$80,538
baseline
▲ 0.50% · 4.625%
HK$85,439
+HK$4,901/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$161,076/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,311
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$86,572
−HK$2,294/mo
Today · 4.125%
HK$88,866
baseline
▲ 0.50% · 4.625%
HK$93,550
+HK$4,684/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$177,732/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,411 · Scale 2, in force from 26 Feb 2026)