LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,105
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,414
−HK$1,331/mo
Today · 4.125%
HK$44,745
baseline
▲ 0.50% · 4.625%
HK$47,468
+HK$2,723/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,490/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,841
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,097
−HK$1,275/mo
Today · 4.125%
HK$49,372
baseline
▲ 0.50% · 4.625%
HK$51,974
+HK$2,602/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,744/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$692,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,526
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,097
−HK$1,597/mo
Today · 4.125%
HK$53,694
baseline
▲ 0.50% · 4.625%
HK$56,961
+HK$3,267/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,388/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,209
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,717
−HK$1,529/mo
Today · 4.125%
HK$59,246
baseline
▲ 0.50% · 4.625%
HK$62,369
+HK$3,123/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,492/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,946
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,780
−HK$1,863/mo
Today · 4.125%
HK$62,643
baseline
▲ 0.50% · 4.625%
HK$66,455
+HK$3,812/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,286/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,577
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,336
−HK$1,784/mo
Today · 4.125%
HK$69,120
baseline
▲ 0.50% · 4.625%
HK$72,764
+HK$3,644/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,240/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,788
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$78,146
−HK$2,395/mo
Today · 4.125%
HK$80,541
baseline
▲ 0.50% · 4.625%
HK$85,442
+HK$4,901/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$161,082/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,314
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$86,575
−HK$2,294/mo
Today · 4.125%
HK$88,869
baseline
▲ 0.50% · 4.625%
HK$93,553
+HK$4,684/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$177,738/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,433 · Scale 2, in force from 26 Feb 2026)