LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,106
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,415
−HK$1,331/mo
Today · 4.125%
HK$44,746
baseline
▲ 0.50% · 4.625%
HK$47,469
+HK$2,723/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,492/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,842
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,098
−HK$1,275/mo
Today · 4.125%
HK$49,373
baseline
▲ 0.50% · 4.625%
HK$51,975
+HK$2,602/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,746/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,527
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,098
−HK$1,597/mo
Today · 4.125%
HK$53,695
baseline
▲ 0.50% · 4.625%
HK$56,962
+HK$3,267/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,390/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,211
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,718
−HK$1,529/mo
Today · 4.125%
HK$59,247
baseline
▲ 0.50% · 4.625%
HK$62,370
+HK$3,123/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,494/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,948
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,782
−HK$1,862/mo
Today · 4.125%
HK$62,644
baseline
▲ 0.50% · 4.625%
HK$66,456
+HK$3,812/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,288/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,579
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,338
−HK$1,784/mo
Today · 4.125%
HK$69,122
baseline
▲ 0.50% · 4.625%
HK$72,765
+HK$3,643/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,244/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,790
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$78,148
−HK$2,395/mo
Today · 4.125%
HK$80,543
baseline
▲ 0.50% · 4.625%
HK$85,444
+HK$4,901/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$161,086/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,316
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$86,577
−HK$2,294/mo
Today · 4.125%
HK$88,871
baseline
▲ 0.50% · 4.625%
HK$93,556
+HK$4,685/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$177,742/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,450 · Scale 2, in force from 26 Feb 2026)