LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,106
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,416
−HK$1,331/mo
Today · 4.125%
HK$44,747
baseline
▲ 0.50% · 4.625%
HK$47,470
+HK$2,723/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,494/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,843
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,099
−HK$1,275/mo
Today · 4.125%
HK$49,374
baseline
▲ 0.50% · 4.625%
HK$51,976
+HK$2,602/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,748/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,528
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,099
−HK$1,597/mo
Today · 4.125%
HK$53,696
baseline
▲ 0.50% · 4.625%
HK$56,964
+HK$3,268/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,392/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,212
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,719
−HK$1,530/mo
Today · 4.125%
HK$59,249
baseline
▲ 0.50% · 4.625%
HK$62,372
+HK$3,123/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,498/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,949
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,783
−HK$1,863/mo
Today · 4.125%
HK$62,646
baseline
▲ 0.50% · 4.625%
HK$66,457
+HK$3,811/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,292/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,580
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,339
−HK$1,784/mo
Today · 4.125%
HK$69,123
baseline
▲ 0.50% · 4.625%
HK$72,767
+HK$3,644/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,246/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,792
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$78,149
−HK$2,395/mo
Today · 4.125%
HK$80,544
baseline
▲ 0.50% · 4.625%
HK$85,445
+HK$4,901/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$161,088/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,317
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$86,579
−HK$2,294/mo
Today · 4.125%
HK$88,873
baseline
▲ 0.50% · 4.625%
HK$93,557
+HK$4,684/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$177,746/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,463 · Scale 2, in force from 26 Feb 2026)