LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,108
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,417
−HK$1,331/mo
Today · 4.125%
HK$44,748
baseline
▲ 0.50% · 4.625%
HK$47,471
+HK$2,723/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,496/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,844
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,101
−HK$1,274/mo
Today · 4.125%
HK$49,375
baseline
▲ 0.50% · 4.625%
HK$51,978
+HK$2,603/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,750/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,529
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,101
−HK$1,597/mo
Today · 4.125%
HK$53,698
baseline
▲ 0.50% · 4.625%
HK$56,965
+HK$3,267/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,396/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,213
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,721
−HK$1,529/mo
Today · 4.125%
HK$59,250
baseline
▲ 0.50% · 4.625%
HK$62,373
+HK$3,123/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,500/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,951
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,784
−HK$1,863/mo
Today · 4.125%
HK$62,647
baseline
▲ 0.50% · 4.625%
HK$66,459
+HK$3,812/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,294/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,582
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,341
−HK$1,784/mo
Today · 4.125%
HK$69,125
baseline
▲ 0.50% · 4.625%
HK$72,769
+HK$3,644/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,250/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,794
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$78,151
−HK$2,395/mo
Today · 4.125%
HK$80,546
baseline
▲ 0.50% · 4.625%
HK$85,448
+HK$4,902/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$161,092/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,320
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$86,581
−HK$2,294/mo
Today · 4.125%
HK$88,875
baseline
▲ 0.50% · 4.625%
HK$93,560
+HK$4,685/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$177,750/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,481 · Scale 2, in force from 26 Feb 2026)