LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,109
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,419
−HK$1,330/mo
Today · 4.125%
HK$44,749
baseline
▲ 0.50% · 4.625%
HK$47,472
+HK$2,723/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,498/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,846
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,102
−HK$1,274/mo
Today · 4.125%
HK$49,376
baseline
▲ 0.50% · 4.625%
HK$51,979
+HK$2,603/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,752/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,530
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,102
−HK$1,597/mo
Today · 4.125%
HK$53,699
baseline
▲ 0.50% · 4.625%
HK$56,967
+HK$3,268/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,398/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,215
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,722
−HK$1,530/mo
Today · 4.125%
HK$59,252
baseline
▲ 0.50% · 4.625%
HK$62,375
+HK$3,123/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,504/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,952
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,786
−HK$1,863/mo
Today · 4.125%
HK$62,649
baseline
▲ 0.50% · 4.625%
HK$66,461
+HK$3,812/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,298/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,584
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,343
−HK$1,784/mo
Today · 4.125%
HK$69,127
baseline
▲ 0.50% · 4.625%
HK$72,771
+HK$3,644/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,254/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,796
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$78,153
−HK$2,396/mo
Today · 4.125%
HK$80,549
baseline
▲ 0.50% · 4.625%
HK$85,450
+HK$4,901/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$161,098/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,322
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$86,583
−HK$2,295/mo
Today · 4.125%
HK$88,878
baseline
▲ 0.50% · 4.625%
HK$93,562
+HK$4,684/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$177,756/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,500 · Scale 2, in force from 26 Feb 2026)