LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,110
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,420
−HK$1,331/mo
Today · 4.125%
HK$44,751
baseline
▲ 0.50% · 4.625%
HK$47,474
+HK$2,723/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,502/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,847
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,103
−HK$1,275/mo
Today · 4.125%
HK$49,378
baseline
▲ 0.50% · 4.625%
HK$51,981
+HK$2,603/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,756/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,532
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,104
−HK$1,597/mo
Today · 4.125%
HK$53,701
baseline
▲ 0.50% · 4.625%
HK$56,968
+HK$3,267/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,402/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,216
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,724
−HK$1,529/mo
Today · 4.125%
HK$59,253
baseline
▲ 0.50% · 4.625%
HK$62,377
+HK$3,124/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,506/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,954
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,788
−HK$1,863/mo
Today · 4.125%
HK$62,651
baseline
▲ 0.50% · 4.625%
HK$66,463
+HK$3,812/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,302/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,586
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,345
−HK$1,784/mo
Today · 4.125%
HK$69,129
baseline
▲ 0.50% · 4.625%
HK$72,773
+HK$3,644/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,258/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,798
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$78,156
−HK$2,395/mo
Today · 4.125%
HK$80,551
baseline
▲ 0.50% · 4.625%
HK$85,452
+HK$4,901/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$161,102/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,324
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$86,586
−HK$2,294/mo
Today · 4.125%
HK$88,880
baseline
▲ 0.50% · 4.625%
HK$93,565
+HK$4,685/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$177,760/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,521 · Scale 2, in force from 26 Feb 2026)