LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,110
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,420
−HK$1,331/mo
Today · 4.125%
HK$44,751
baseline
▲ 0.50% · 4.625%
HK$47,474
+HK$2,723/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,502/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,847
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,104
−HK$1,274/mo
Today · 4.125%
HK$49,378
baseline
▲ 0.50% · 4.625%
HK$51,981
+HK$2,603/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,756/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,532
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,104
−HK$1,597/mo
Today · 4.125%
HK$53,701
baseline
▲ 0.50% · 4.625%
HK$56,969
+HK$3,268/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,402/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,217
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,724
−HK$1,530/mo
Today · 4.125%
HK$59,254
baseline
▲ 0.50% · 4.625%
HK$62,377
+HK$3,123/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,508/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,954
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,788
−HK$1,863/mo
Today · 4.125%
HK$62,651
baseline
▲ 0.50% · 4.625%
HK$66,464
+HK$3,813/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,302/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,586
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,345
−HK$1,785/mo
Today · 4.125%
HK$69,130
baseline
▲ 0.50% · 4.625%
HK$72,773
+HK$3,643/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,260/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,798
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$78,156
−HK$2,396/mo
Today · 4.125%
HK$80,552
baseline
▲ 0.50% · 4.625%
HK$85,453
+HK$4,901/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$161,104/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,325
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$86,587
−HK$2,294/mo
Today · 4.125%
HK$88,881
baseline
▲ 0.50% · 4.625%
HK$93,566
+HK$4,685/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$177,762/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,526 · Scale 2, in force from 26 Feb 2026)