LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,114
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,424
−HK$1,330/mo
Today · 4.125%
HK$44,754
baseline
▲ 0.50% · 4.625%
HK$47,478
+HK$2,724/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,508/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,851
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,107
−HK$1,275/mo
Today · 4.125%
HK$49,382
baseline
▲ 0.50% · 4.625%
HK$51,985
+HK$2,603/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,764/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,536
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,108
−HK$1,597/mo
Today · 4.125%
HK$53,705
baseline
▲ 0.50% · 4.625%
HK$56,973
+HK$3,268/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,410/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,221
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,729
−HK$1,530/mo
Today · 4.125%
HK$59,259
baseline
▲ 0.50% · 4.625%
HK$62,382
+HK$3,123/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,518/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,959
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,793
−HK$1,863/mo
Today · 4.125%
HK$62,656
baseline
▲ 0.50% · 4.625%
HK$66,469
+HK$3,813/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,312/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,591
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,350
−HK$1,785/mo
Today · 4.125%
HK$69,135
baseline
▲ 0.50% · 4.625%
HK$72,779
+HK$3,644/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,270/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,804
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$78,162
−HK$2,396/mo
Today · 4.125%
HK$80,558
baseline
▲ 0.50% · 4.625%
HK$85,460
+HK$4,902/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$161,116/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,332
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$86,593
−HK$2,295/mo
Today · 4.125%
HK$88,888
baseline
▲ 0.50% · 4.625%
HK$93,573
+HK$4,685/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$177,776/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,580 · Scale 2, in force from 26 Feb 2026)