LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,114
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,424
−HK$1,331/mo
Today · 4.125%
HK$44,755
baseline
▲ 0.50% · 4.625%
HK$47,479
+HK$2,724/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,510/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,852
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,108
−HK$1,275/mo
Today · 4.125%
HK$49,383
baseline
▲ 0.50% · 4.625%
HK$51,986
+HK$2,603/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,766/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,537
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,109
−HK$1,597/mo
Today · 4.125%
HK$53,706
baseline
▲ 0.50% · 4.625%
HK$56,974
+HK$3,268/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,412/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,222
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,730
−HK$1,530/mo
Today · 4.125%
HK$59,260
baseline
▲ 0.50% · 4.625%
HK$62,383
+HK$3,123/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,520/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,960
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,794
−HK$1,863/mo
Today · 4.125%
HK$62,657
baseline
▲ 0.50% · 4.625%
HK$66,470
+HK$3,813/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,314/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,593
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,352
−HK$1,784/mo
Today · 4.125%
HK$69,136
baseline
▲ 0.50% · 4.625%
HK$72,781
+HK$3,645/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,272/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,806
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$78,164
−HK$2,396/mo
Today · 4.125%
HK$80,560
baseline
▲ 0.50% · 4.625%
HK$85,461
+HK$4,901/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$161,120/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,333
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$86,595
−HK$2,295/mo
Today · 4.125%
HK$88,890
baseline
▲ 0.50% · 4.625%
HK$93,575
+HK$4,685/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$177,780/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,593 · Scale 2, in force from 26 Feb 2026)