LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,115
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,425
−HK$1,331/mo
Today · 4.125%
HK$44,756
baseline
▲ 0.50% · 4.625%
HK$47,480
+HK$2,724/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,512/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,853
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,110
−HK$1,274/mo
Today · 4.125%
HK$49,384
baseline
▲ 0.50% · 4.625%
HK$51,987
+HK$2,603/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,768/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,538
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,110
−HK$1,598/mo
Today · 4.125%
HK$53,708
baseline
▲ 0.50% · 4.625%
HK$56,976
+HK$3,268/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,416/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,224
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,731
−HK$1,530/mo
Today · 4.125%
HK$59,261
baseline
▲ 0.50% · 4.625%
HK$62,385
+HK$3,124/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,522/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,962
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,796
−HK$1,863/mo
Today · 4.125%
HK$62,659
baseline
▲ 0.50% · 4.625%
HK$66,472
+HK$3,813/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,318/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,594
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,353
−HK$1,785/mo
Today · 4.125%
HK$69,138
baseline
▲ 0.50% · 4.625%
HK$72,782
+HK$3,644/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,276/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,808
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$78,166
−HK$2,395/mo
Today · 4.125%
HK$80,561
baseline
▲ 0.50% · 4.625%
HK$85,463
+HK$4,902/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$161,122/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,335
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$86,597
−HK$2,295/mo
Today · 4.125%
HK$88,892
baseline
▲ 0.50% · 4.625%
HK$93,577
+HK$4,685/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$177,784/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,610 · Scale 2, in force from 26 Feb 2026)