LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,116
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,426
−HK$1,331/mo
Today · 4.125%
HK$44,757
baseline
▲ 0.50% · 4.625%
HK$47,480
+HK$2,723/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$89,514/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,853
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,110
−HK$1,275/mo
Today · 4.125%
HK$49,385
baseline
▲ 0.50% · 4.625%
HK$51,988
+HK$2,603/mo
Deposit HK$9.23M · loan HK$9.23M · min. income ≈ HK$98,770/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,539
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,111
−HK$1,597/mo
Today · 4.125%
HK$53,708
baseline
▲ 0.50% · 4.625%
HK$56,976
+HK$3,268/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,416/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,224
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,732
−HK$1,530/mo
Today · 4.125%
HK$59,262
baseline
▲ 0.50% · 4.625%
HK$62,385
+HK$3,123/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,524/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,962
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,796
−HK$1,864/mo
Today · 4.125%
HK$62,660
baseline
▲ 0.50% · 4.625%
HK$66,472
+HK$3,812/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,320/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,595
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,354
−HK$1,785/mo
Today · 4.125%
HK$69,139
baseline
▲ 0.50% · 4.625%
HK$72,783
+HK$3,644/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,278/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,808
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$78,166
−HK$2,396/mo
Today · 4.125%
HK$80,562
baseline
▲ 0.50% · 4.625%
HK$85,464
+HK$4,902/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$161,124/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,336
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$86,598
−HK$2,295/mo
Today · 4.125%
HK$88,893
baseline
▲ 0.50% · 4.625%
HK$93,578
+HK$4,685/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$177,786/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,616 · Scale 2, in force from 26 Feb 2026)