LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,117
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,427
−HK$1,331/mo
Today · 4.125%
HK$44,758
baseline
▲ 0.50% · 4.625%
HK$47,482
+HK$2,724/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,516/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,855
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,112
−HK$1,274/mo
Today · 4.125%
HK$49,386
baseline
▲ 0.50% · 4.625%
HK$51,990
+HK$2,604/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,772/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,541
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,113
−HK$1,597/mo
Today · 4.125%
HK$53,710
baseline
▲ 0.50% · 4.625%
HK$56,978
+HK$3,268/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,420/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,226
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,734
−HK$1,530/mo
Today · 4.125%
HK$59,264
baseline
▲ 0.50% · 4.625%
HK$62,388
+HK$3,124/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,528/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,964
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,798
−HK$1,864/mo
Today · 4.125%
HK$62,662
baseline
▲ 0.50% · 4.625%
HK$66,475
+HK$3,813/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,324/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,597
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,356
−HK$1,785/mo
Today · 4.125%
HK$69,141
baseline
▲ 0.50% · 4.625%
HK$72,786
+HK$3,645/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,282/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,811
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$78,169
−HK$2,396/mo
Today · 4.125%
HK$80,565
baseline
▲ 0.50% · 4.625%
HK$85,467
+HK$4,902/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$161,130/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,339
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$86,601
−HK$2,295/mo
Today · 4.125%
HK$88,896
baseline
▲ 0.50% · 4.625%
HK$93,581
+HK$4,685/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$177,792/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,641 · Scale 2, in force from 26 Feb 2026)