LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,121
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,431
−HK$1,331/mo
Today · 4.125%
HK$44,762
baseline
▲ 0.50% · 4.625%
HK$47,486
+HK$2,724/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,524/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,859
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,116
−HK$1,274/mo
Today · 4.125%
HK$49,390
baseline
▲ 0.50% · 4.625%
HK$51,994
+HK$2,604/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,780/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,545
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,117
−HK$1,597/mo
Today · 4.125%
HK$53,714
baseline
▲ 0.50% · 4.625%
HK$56,983
+HK$3,269/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,428/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,231
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,739
−HK$1,529/mo
Today · 4.125%
HK$59,268
baseline
▲ 0.50% · 4.625%
HK$62,393
+HK$3,125/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,536/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,969
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,803
−HK$1,864/mo
Today · 4.125%
HK$62,667
baseline
▲ 0.50% · 4.625%
HK$66,480
+HK$3,813/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,334/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,602
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,362
−HK$1,785/mo
Today · 4.125%
HK$69,147
baseline
▲ 0.50% · 4.625%
HK$72,791
+HK$3,644/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,294/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,817
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$78,175
−HK$2,397/mo
Today · 4.125%
HK$80,572
baseline
▲ 0.50% · 4.625%
HK$85,474
+HK$4,902/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$161,144/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,346
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$86,608
−HK$2,295/mo
Today · 4.125%
HK$88,903
baseline
▲ 0.50% · 4.625%
HK$93,589
+HK$4,686/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$177,806/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,696 · Scale 2, in force from 26 Feb 2026)