LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,121
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,431
−HK$1,332/mo
Today · 4.125%
HK$44,763
baseline
▲ 0.50% · 4.625%
HK$47,486
+HK$2,723/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,526/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,859
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,116
−HK$1,275/mo
Today · 4.125%
HK$49,391
baseline
▲ 0.50% · 4.625%
HK$51,995
+HK$2,604/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,782/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,545
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,118
−HK$1,597/mo
Today · 4.125%
HK$53,715
baseline
▲ 0.50% · 4.625%
HK$56,984
+HK$3,269/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,430/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,231
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,739
−HK$1,530/mo
Today · 4.125%
HK$59,269
baseline
▲ 0.50% · 4.625%
HK$62,393
+HK$3,124/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,538/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,970
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,804
−HK$1,864/mo
Today · 4.125%
HK$62,668
baseline
▲ 0.50% · 4.625%
HK$66,481
+HK$3,813/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,336/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,603
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,363
−HK$1,785/mo
Today · 4.125%
HK$69,148
baseline
▲ 0.50% · 4.625%
HK$72,792
+HK$3,644/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,296/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,818
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$78,177
−HK$2,396/mo
Today · 4.125%
HK$80,573
baseline
▲ 0.50% · 4.625%
HK$85,475
+HK$4,902/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$161,146/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,347
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$86,609
−HK$2,295/mo
Today · 4.125%
HK$88,904
baseline
▲ 0.50% · 4.625%
HK$93,590
+HK$4,686/mo
Deposit HK$1.85M · loan HK$16.62M · min. income ≈ HK$177,808/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,706 · Scale 2, in force from 26 Feb 2026)