LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,122
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,432
−HK$1,332/mo
Today · 4.125%
HK$44,764
baseline
▲ 0.50% · 4.625%
HK$47,487
+HK$2,723/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,528/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,860
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,117
−HK$1,275/mo
Today · 4.125%
HK$49,392
baseline
▲ 0.50% · 4.625%
HK$51,996
+HK$2,604/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,784/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,547
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,119
−HK$1,597/mo
Today · 4.125%
HK$53,716
baseline
▲ 0.50% · 4.625%
HK$56,985
+HK$3,269/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,432/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,233
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,741
−HK$1,530/mo
Today · 4.125%
HK$59,271
baseline
▲ 0.50% · 4.625%
HK$62,395
+HK$3,124/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,542/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,971
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,805
−HK$1,864/mo
Today · 4.125%
HK$62,669
baseline
▲ 0.50% · 4.625%
HK$66,482
+HK$3,813/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,338/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,605
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,364
−HK$1,785/mo
Today · 4.125%
HK$69,149
baseline
▲ 0.50% · 4.625%
HK$72,794
+HK$3,645/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,298/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,820
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$78,178
−HK$2,396/mo
Today · 4.125%
HK$80,574
baseline
▲ 0.50% · 4.625%
HK$85,477
+HK$4,903/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$161,148/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,349
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$86,611
−HK$2,295/mo
Today · 4.125%
HK$88,906
baseline
▲ 0.50% · 4.625%
HK$93,592
+HK$4,686/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$177,812/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,721 · Scale 2, in force from 26 Feb 2026)