LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,124
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,434
−HK$1,331/mo
Today · 4.125%
HK$44,765
baseline
▲ 0.50% · 4.625%
HK$47,489
+HK$2,724/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,530/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,862
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,119
−HK$1,275/mo
Today · 4.125%
HK$49,394
baseline
▲ 0.50% · 4.625%
HK$51,997
+HK$2,603/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,788/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,548
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,121
−HK$1,597/mo
Today · 4.125%
HK$53,718
baseline
▲ 0.50% · 4.625%
HK$56,987
+HK$3,269/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,436/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,234
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,743
−HK$1,530/mo
Today · 4.125%
HK$59,273
baseline
▲ 0.50% · 4.625%
HK$62,397
+HK$3,124/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,546/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,973
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,807
−HK$1,864/mo
Today · 4.125%
HK$62,671
baseline
▲ 0.50% · 4.625%
HK$66,484
+HK$3,813/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,342/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,607
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$67,366
−HK$1,785/mo
Today · 4.125%
HK$69,151
baseline
▲ 0.50% · 4.625%
HK$72,796
+HK$3,645/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,302/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,822
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$78,181
−HK$2,396/mo
Today · 4.125%
HK$80,577
baseline
▲ 0.50% · 4.625%
HK$85,480
+HK$4,903/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$161,154/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,352
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$86,614
−HK$2,295/mo
Today · 4.125%
HK$88,909
baseline
▲ 0.50% · 4.625%
HK$93,595
+HK$4,686/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$177,818/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,744 · Scale 2, in force from 26 Feb 2026)