LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,126
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,437
−HK$1,331/mo
Today · 4.125%
HK$44,768
baseline
▲ 0.50% · 4.625%
HK$47,492
+HK$2,724/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,536/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,865
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,122
−HK$1,275/mo
Today · 4.125%
HK$49,397
baseline
▲ 0.50% · 4.625%
HK$52,001
+HK$2,604/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,794/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,552
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,124
−HK$1,598/mo
Today · 4.125%
HK$53,722
baseline
▲ 0.50% · 4.625%
HK$56,991
+HK$3,269/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$107,444/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,238
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,747
−HK$1,530/mo
Today · 4.125%
HK$59,277
baseline
▲ 0.50% · 4.625%
HK$62,401
+HK$3,124/mo
Deposit HK$7.39M · loan HK$11.08M · min. income ≈ HK$118,554/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,977
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,812
−HK$1,863/mo
Today · 4.125%
HK$62,675
baseline
▲ 0.50% · 4.625%
HK$66,489
+HK$3,814/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,350/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,611
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,371
−HK$1,785/mo
Today · 4.125%
HK$69,156
baseline
▲ 0.50% · 4.625%
HK$72,801
+HK$3,645/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,312/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,828
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$78,186
−HK$2,397/mo
Today · 4.125%
HK$80,583
baseline
▲ 0.50% · 4.625%
HK$85,486
+HK$4,903/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$161,166/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,357
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$86,620
−HK$2,295/mo
Today · 4.125%
HK$88,915
baseline
▲ 0.50% · 4.625%
HK$93,602
+HK$4,687/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$177,830/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,792 · Scale 2, in force from 26 Feb 2026)