LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,128
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,439
−HK$1,331/mo
Today · 4.125%
HK$44,770
baseline
▲ 0.50% · 4.625%
HK$47,494
+HK$2,724/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,540/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,867
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,124
−HK$1,275/mo
Today · 4.125%
HK$49,399
baseline
▲ 0.50% · 4.625%
HK$52,003
+HK$2,604/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,798/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,554
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,126
−HK$1,598/mo
Today · 4.125%
HK$53,724
baseline
▲ 0.50% · 4.625%
HK$56,993
+HK$3,269/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,448/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,241
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,749
−HK$1,530/mo
Today · 4.125%
HK$59,279
baseline
▲ 0.50% · 4.625%
HK$62,404
+HK$3,125/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,558/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,980
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,814
−HK$1,864/mo
Today · 4.125%
HK$62,678
baseline
▲ 0.50% · 4.625%
HK$66,492
+HK$3,814/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,356/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,614
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,374
−HK$1,785/mo
Today · 4.125%
HK$69,159
baseline
▲ 0.50% · 4.625%
HK$72,805
+HK$3,646/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,318/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,831
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$78,190
−HK$2,396/mo
Today · 4.125%
HK$80,586
baseline
▲ 0.50% · 4.625%
HK$85,490
+HK$4,904/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$161,172/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,361
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$86,624
−HK$2,295/mo
Today · 4.125%
HK$88,919
baseline
▲ 0.50% · 4.625%
HK$93,606
+HK$4,687/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$177,838/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,822 · Scale 2, in force from 26 Feb 2026)