LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,129
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,439
−HK$1,332/mo
Today · 4.125%
HK$44,771
baseline
▲ 0.50% · 4.625%
HK$47,495
+HK$2,724/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,542/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,868
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,125
−HK$1,275/mo
Today · 4.125%
HK$49,400
baseline
▲ 0.50% · 4.625%
HK$52,004
+HK$2,604/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,800/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,554
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,127
−HK$1,598/mo
Today · 4.125%
HK$53,725
baseline
▲ 0.50% · 4.625%
HK$56,994
+HK$3,269/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,450/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,241
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,750
−HK$1,530/mo
Today · 4.125%
HK$59,280
baseline
▲ 0.50% · 4.625%
HK$62,405
+HK$3,125/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,560/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,980
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$60,815
−HK$1,864/mo
Today · 4.125%
HK$62,679
baseline
▲ 0.50% · 4.625%
HK$66,493
+HK$3,814/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,358/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,615
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,375
−HK$1,785/mo
Today · 4.125%
HK$69,160
baseline
▲ 0.50% · 4.625%
HK$72,805
+HK$3,645/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,320/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,832
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$78,190
−HK$2,397/mo
Today · 4.125%
HK$80,587
baseline
▲ 0.50% · 4.625%
HK$85,491
+HK$4,904/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$161,174/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,362
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$86,625
−HK$2,295/mo
Today · 4.125%
HK$88,920
baseline
▲ 0.50% · 4.625%
HK$93,607
+HK$4,687/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$177,840/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,829 · Scale 2, in force from 26 Feb 2026)