LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,130
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,441
−HK$1,331/mo
Today · 4.125%
HK$44,772
baseline
▲ 0.50% · 4.625%
HK$47,497
+HK$2,725/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,544/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,870
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,127
−HK$1,275/mo
Today · 4.125%
HK$49,402
baseline
▲ 0.50% · 4.625%
HK$52,006
+HK$2,604/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,804/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,557
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,129
−HK$1,598/mo
Today · 4.125%
HK$53,727
baseline
▲ 0.50% · 4.625%
HK$56,996
+HK$3,269/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,454/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,244
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,752
−HK$1,530/mo
Today · 4.125%
HK$59,282
baseline
▲ 0.50% · 4.625%
HK$62,407
+HK$3,125/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,564/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,983
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$60,817
−HK$1,864/mo
Today · 4.125%
HK$62,681
baseline
▲ 0.50% · 4.625%
HK$66,495
+HK$3,814/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,362/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,618
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,377
−HK$1,786/mo
Today · 4.125%
HK$69,163
baseline
▲ 0.50% · 4.625%
HK$72,808
+HK$3,645/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,326/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,835
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$78,194
−HK$2,396/mo
Today · 4.125%
HK$80,590
baseline
▲ 0.50% · 4.625%
HK$85,494
+HK$4,904/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$161,180/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,365
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$86,628
−HK$2,295/mo
Today · 4.125%
HK$88,923
baseline
▲ 0.50% · 4.625%
HK$93,611
+HK$4,688/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$177,846/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,858 · Scale 2, in force from 26 Feb 2026)