LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,133
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,443
−HK$1,332/mo
Today · 4.125%
HK$44,775
baseline
▲ 0.50% · 4.625%
HK$47,499
+HK$2,724/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,550/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,872
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,129
−HK$1,276/mo
Today · 4.125%
HK$49,405
baseline
▲ 0.50% · 4.625%
HK$52,009
+HK$2,604/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,810/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,559
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,132
−HK$1,598/mo
Today · 4.125%
HK$53,730
baseline
▲ 0.50% · 4.625%
HK$56,999
+HK$3,269/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,460/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,247
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,755
−HK$1,531/mo
Today · 4.125%
HK$59,286
baseline
▲ 0.50% · 4.625%
HK$62,411
+HK$3,125/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,572/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,986
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$60,821
−HK$1,864/mo
Today · 4.125%
HK$62,685
baseline
▲ 0.50% · 4.625%
HK$66,499
+HK$3,814/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,370/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,621
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$67,381
−HK$1,786/mo
Today · 4.125%
HK$69,167
baseline
▲ 0.50% · 4.625%
HK$72,812
+HK$3,645/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,334/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,839
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$78,198
−HK$2,397/mo
Today · 4.125%
HK$80,595
baseline
▲ 0.50% · 4.625%
HK$85,499
+HK$4,904/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$161,190/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,370
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$86,633
−HK$2,295/mo
Today · 4.125%
HK$88,928
baseline
▲ 0.50% · 4.625%
HK$93,616
+HK$4,688/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$177,856/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,896 · Scale 2, in force from 26 Feb 2026)