LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,135
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,446
−HK$1,331/mo
Today · 4.125%
HK$44,777
baseline
▲ 0.50% · 4.625%
HK$47,502
+HK$2,725/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,554/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,875
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,132
−HK$1,275/mo
Today · 4.125%
HK$49,407
baseline
▲ 0.50% · 4.625%
HK$52,012
+HK$2,605/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,814/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,562
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,135
−HK$1,598/mo
Today · 4.125%
HK$53,733
baseline
▲ 0.50% · 4.625%
HK$57,002
+HK$3,269/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,466/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,250
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,758
−HK$1,531/mo
Today · 4.125%
HK$59,289
baseline
▲ 0.50% · 4.625%
HK$62,414
+HK$3,125/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,578/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,989
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$60,824
−HK$1,864/mo
Today · 4.125%
HK$62,688
baseline
▲ 0.50% · 4.625%
HK$66,503
+HK$3,815/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,376/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,625
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,385
−HK$1,785/mo
Today · 4.125%
HK$69,170
baseline
▲ 0.50% · 4.625%
HK$72,816
+HK$3,646/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,340/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,843
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$78,202
−HK$2,397/mo
Today · 4.125%
HK$80,599
baseline
▲ 0.50% · 4.625%
HK$85,503
+HK$4,904/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$161,198/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,375
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$86,638
−HK$2,295/mo
Today · 4.125%
HK$88,933
baseline
▲ 0.50% · 4.625%
HK$93,621
+HK$4,688/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$177,866/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,933 · Scale 2, in force from 26 Feb 2026)