LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,135
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,446
−HK$1,332/mo
Today · 4.125%
HK$44,778
baseline
▲ 0.50% · 4.625%
HK$47,502
+HK$2,724/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,556/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,875
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,132
−HK$1,276/mo
Today · 4.125%
HK$49,408
baseline
▲ 0.50% · 4.625%
HK$52,012
+HK$2,604/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,816/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,562
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,135
−HK$1,598/mo
Today · 4.125%
HK$53,733
baseline
▲ 0.50% · 4.625%
HK$57,003
+HK$3,270/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,466/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,250
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,759
−HK$1,530/mo
Today · 4.125%
HK$59,289
baseline
▲ 0.50% · 4.625%
HK$62,414
+HK$3,125/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,578/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,989
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,824
−HK$1,865/mo
Today · 4.125%
HK$62,689
baseline
▲ 0.50% · 4.625%
HK$66,503
+HK$3,814/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,378/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,625
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$67,385
−HK$1,786/mo
Today · 4.125%
HK$69,171
baseline
▲ 0.50% · 4.625%
HK$72,817
+HK$3,646/mo
Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$138,342/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,843
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$78,203
−HK$2,397/mo
Today · 4.125%
HK$80,600
baseline
▲ 0.50% · 4.625%
HK$85,504
+HK$4,904/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$161,200/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,375
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$86,638
−HK$2,296/mo
Today · 4.125%
HK$88,934
baseline
▲ 0.50% · 4.625%
HK$93,621
+HK$4,687/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$177,868/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,937 · Scale 2, in force from 26 Feb 2026)