LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,136
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,447
−HK$1,331/mo
Today · 4.125%
HK$44,778
baseline
▲ 0.50% · 4.625%
HK$47,503
+HK$2,725/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,556/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,876
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,133
−HK$1,275/mo
Today · 4.125%
HK$49,408
baseline
▲ 0.50% · 4.625%
HK$52,013
+HK$2,605/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,816/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,563
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,136
−HK$1,598/mo
Today · 4.125%
HK$53,734
baseline
▲ 0.50% · 4.625%
HK$57,003
+HK$3,269/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,468/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,251
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,760
−HK$1,530/mo
Today · 4.125%
HK$59,290
baseline
▲ 0.50% · 4.625%
HK$62,415
+HK$3,125/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,580/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,990
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,825
−HK$1,865/mo
Today · 4.125%
HK$62,690
baseline
▲ 0.50% · 4.625%
HK$66,504
+HK$3,814/mo
Deposit HK$5.54M · loan HK$12.94M · min. income ≈ HK$125,380/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,626
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$67,386
−HK$1,786/mo
Today · 4.125%
HK$69,172
baseline
▲ 0.50% · 4.625%
HK$72,818
+HK$3,646/mo
Deposit HK$5.54M · loan HK$12.94M · min. income ≈ HK$138,344/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,845
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$78,204
−HK$2,397/mo
Today · 4.125%
HK$80,601
baseline
▲ 0.50% · 4.625%
HK$85,505
+HK$4,904/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$161,202/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,376
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$86,639
−HK$2,296/mo
Today · 4.125%
HK$88,935
baseline
▲ 0.50% · 4.625%
HK$93,623
+HK$4,688/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$177,870/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,948 · Scale 2, in force from 26 Feb 2026)