LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,136
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,447
−HK$1,332/mo
Today · 4.125%
HK$44,779
baseline
▲ 0.50% · 4.625%
HK$47,503
+HK$2,724/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,558/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,876
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,133
−HK$1,276/mo
Today · 4.125%
HK$49,409
baseline
▲ 0.50% · 4.625%
HK$52,013
+HK$2,604/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,818/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,564
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,136
−HK$1,598/mo
Today · 4.125%
HK$53,734
baseline
▲ 0.50% · 4.625%
HK$57,004
+HK$3,270/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,468/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,252
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,760
−HK$1,531/mo
Today · 4.125%
HK$59,291
baseline
▲ 0.50% · 4.625%
HK$62,416
+HK$3,125/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,582/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,991
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$60,826
−HK$1,864/mo
Today · 4.125%
HK$62,690
baseline
▲ 0.50% · 4.625%
HK$66,505
+HK$3,815/mo
Deposit HK$5.54M · loan HK$12.94M · min. income ≈ HK$125,380/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,627
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,387
−HK$1,785/mo
Today · 4.125%
HK$69,172
baseline
▲ 0.50% · 4.625%
HK$72,819
+HK$3,647/mo
Deposit HK$5.54M · loan HK$12.94M · min. income ≈ HK$138,344/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,845
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$78,205
−HK$2,397/mo
Today · 4.125%
HK$80,602
baseline
▲ 0.50% · 4.625%
HK$85,506
+HK$4,904/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$161,204/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,377
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$86,640
−HK$2,296/mo
Today · 4.125%
HK$88,936
baseline
▲ 0.50% · 4.625%
HK$93,624
+HK$4,688/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$177,872/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,955 · Scale 2, in force from 26 Feb 2026)