LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,139
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,449
−HK$1,332/mo
Today · 4.125%
HK$44,781
baseline
▲ 0.50% · 4.625%
HK$47,506
+HK$2,725/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,562/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,879
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,136
−HK$1,275/mo
Today · 4.125%
HK$49,411
baseline
▲ 0.50% · 4.625%
HK$52,016
+HK$2,605/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,822/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,566
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,139
−HK$1,598/mo
Today · 4.125%
HK$53,737
baseline
▲ 0.50% · 4.625%
HK$57,007
+HK$3,270/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,474/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,255
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,763
−HK$1,531/mo
Today · 4.125%
HK$59,294
baseline
▲ 0.50% · 4.625%
HK$62,419
+HK$3,125/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,588/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,994
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$60,829
−HK$1,864/mo
Today · 4.125%
HK$62,693
baseline
▲ 0.50% · 4.625%
HK$66,508
+HK$3,815/mo
Deposit HK$5.54M · loan HK$12.94M · min. income ≈ HK$125,386/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,630
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$67,390
−HK$1,786/mo
Today · 4.125%
HK$69,176
baseline
▲ 0.50% · 4.625%
HK$72,822
+HK$3,646/mo
Deposit HK$5.54M · loan HK$12.94M · min. income ≈ HK$138,352/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,849
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$78,209
−HK$2,397/mo
Today · 4.125%
HK$80,606
baseline
▲ 0.50% · 4.625%
HK$85,511
+HK$4,905/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$161,212/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,382
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$86,645
−HK$2,296/mo
Today · 4.125%
HK$88,941
baseline
▲ 0.50% · 4.625%
HK$93,629
+HK$4,688/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$177,882/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,992 · Scale 2, in force from 26 Feb 2026)