LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,139
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,450
−HK$1,331/mo
Today · 4.125%
HK$44,781
baseline
▲ 0.50% · 4.625%
HK$47,506
+HK$2,725/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,562/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,879
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,136
−HK$1,276/mo
Today · 4.125%
HK$49,412
baseline
▲ 0.50% · 4.625%
HK$52,016
+HK$2,604/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,824/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$692,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,567
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,139
−HK$1,599/mo
Today · 4.125%
HK$53,738
baseline
▲ 0.50% · 4.625%
HK$57,007
+HK$3,269/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,476/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,255
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,764
−HK$1,530/mo
Today · 4.125%
HK$59,294
baseline
▲ 0.50% · 4.625%
HK$62,420
+HK$3,126/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,588/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$692,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,994
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,829
−HK$1,865/mo
Today · 4.125%
HK$62,694
baseline
▲ 0.50% · 4.625%
HK$66,509
+HK$3,815/mo
Deposit HK$5.54M · loan HK$12.94M · min. income ≈ HK$125,388/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,631
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$67,391
−HK$1,785/mo
Today · 4.125%
HK$69,176
baseline
▲ 0.50% · 4.625%
HK$72,823
+HK$3,647/mo
Deposit HK$5.54M · loan HK$12.94M · min. income ≈ HK$138,352/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$692,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,850
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$78,209
−HK$2,397/mo
Today · 4.125%
HK$80,606
baseline
▲ 0.50% · 4.625%
HK$85,511
+HK$4,905/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$161,212/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,382
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$86,645
−HK$2,296/mo
Today · 4.125%
HK$88,941
baseline
▲ 0.50% · 4.625%
HK$93,629
+HK$4,688/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$177,882/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$692,995 · Scale 2, in force from 26 Feb 2026)