LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,142
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,453
−HK$1,332/mo
Today · 4.125%
HK$44,785
baseline
▲ 0.50% · 4.625%
HK$47,510
+HK$2,725/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,570/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$693,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,883
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,140
−HK$1,276/mo
Today · 4.125%
HK$49,416
baseline
▲ 0.50% · 4.625%
HK$52,021
+HK$2,605/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,832/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$693,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,571
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,144
−HK$1,598/mo
Today · 4.125%
HK$53,742
baseline
▲ 0.50% · 4.625%
HK$57,012
+HK$3,270/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,484/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,260
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,768
−HK$1,531/mo
Today · 4.125%
HK$59,299
baseline
▲ 0.50% · 4.625%
HK$62,425
+HK$3,126/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,598/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,999
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,835
−HK$1,864/mo
Today · 4.125%
HK$62,699
baseline
▲ 0.50% · 4.625%
HK$66,514
+HK$3,815/mo
Deposit HK$5.54M · loan HK$12.94M · min. income ≈ HK$125,398/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,636
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$67,397
−HK$1,785/mo
Today · 4.125%
HK$69,182
baseline
▲ 0.50% · 4.625%
HK$72,829
+HK$3,647/mo
Deposit HK$5.54M · loan HK$12.94M · min. income ≈ HK$138,364/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,856
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$78,216
−HK$2,397/mo
Today · 4.125%
HK$80,613
baseline
▲ 0.50% · 4.625%
HK$85,518
+HK$4,905/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$161,226/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,389
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$86,653
−HK$2,296/mo
Today · 4.125%
HK$88,949
baseline
▲ 0.50% · 4.625%
HK$93,637
+HK$4,688/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$177,898/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,054 · Scale 2, in force from 26 Feb 2026)