LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,143
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,454
−HK$1,331/mo
Today · 4.125%
HK$44,785
baseline
▲ 0.50% · 4.625%
HK$47,510
+HK$2,725/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,570/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$693,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,883
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,141
−HK$1,275/mo
Today · 4.125%
HK$49,416
baseline
▲ 0.50% · 4.625%
HK$52,021
+HK$2,605/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,832/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$693,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,571
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,144
−HK$1,598/mo
Today · 4.125%
HK$53,742
baseline
▲ 0.50% · 4.625%
HK$57,013
+HK$3,271/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,484/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,260
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,769
−HK$1,530/mo
Today · 4.125%
HK$59,299
baseline
▲ 0.50% · 4.625%
HK$62,425
+HK$3,126/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,598/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,000
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,835
−HK$1,865/mo
Today · 4.125%
HK$62,700
baseline
▲ 0.50% · 4.625%
HK$66,515
+HK$3,815/mo
Deposit HK$5.54M · loan HK$12.94M · min. income ≈ HK$125,400/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,637
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$67,397
−HK$1,786/mo
Today · 4.125%
HK$69,183
baseline
▲ 0.50% · 4.625%
HK$72,829
+HK$3,646/mo
Deposit HK$5.54M · loan HK$12.94M · min. income ≈ HK$138,366/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,857
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$78,216
−HK$2,398/mo
Today · 4.125%
HK$80,614
baseline
▲ 0.50% · 4.625%
HK$85,519
+HK$4,905/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$161,228/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,390
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$86,653
−HK$2,296/mo
Today · 4.125%
HK$88,949
baseline
▲ 0.50% · 4.625%
HK$93,638
+HK$4,689/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$177,898/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,058 · Scale 2, in force from 26 Feb 2026)