LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,144
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,455
−HK$1,331/mo
Today · 4.125%
HK$44,786
baseline
▲ 0.50% · 4.625%
HK$47,512
+HK$2,726/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,572/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$693,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,884
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,142
−HK$1,275/mo
Today · 4.125%
HK$49,417
baseline
▲ 0.50% · 4.625%
HK$52,022
+HK$2,605/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,834/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$693,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,572
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,145
−HK$1,599/mo
Today · 4.125%
HK$53,744
baseline
▲ 0.50% · 4.625%
HK$57,014
+HK$3,270/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,488/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,261
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,770
−HK$1,531/mo
Today · 4.125%
HK$59,301
baseline
▲ 0.50% · 4.625%
HK$62,427
+HK$3,126/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,602/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,001
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,836
−HK$1,865/mo
Today · 4.125%
HK$62,701
baseline
▲ 0.50% · 4.625%
HK$66,516
+HK$3,815/mo
Deposit HK$5.54M · loan HK$12.94M · min. income ≈ HK$125,402/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,638
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$67,399
−HK$1,785/mo
Today · 4.125%
HK$69,184
baseline
▲ 0.50% · 4.625%
HK$72,831
+HK$3,647/mo
Deposit HK$5.54M · loan HK$12.94M · min. income ≈ HK$138,368/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,859
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$78,218
−HK$2,398/mo
Today · 4.125%
HK$80,616
baseline
▲ 0.50% · 4.625%
HK$85,521
+HK$4,905/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$161,232/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,392
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$86,655
−HK$2,296/mo
Today · 4.125%
HK$88,951
baseline
▲ 0.50% · 4.625%
HK$93,640
+HK$4,689/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$177,902/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,075 · Scale 2, in force from 26 Feb 2026)