LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,144
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,455
−HK$1,332/mo
Today · 4.125%
HK$44,787
baseline
▲ 0.50% · 4.625%
HK$47,512
+HK$2,725/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,574/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$693,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,885
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,143
−HK$1,275/mo
Today · 4.125%
HK$49,418
baseline
▲ 0.50% · 4.625%
HK$52,023
+HK$2,605/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,836/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$693,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,573
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,146
−HK$1,599/mo
Today · 4.125%
HK$53,745
baseline
▲ 0.50% · 4.625%
HK$57,015
+HK$3,270/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,490/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,262
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,771
−HK$1,531/mo
Today · 4.125%
HK$59,302
baseline
▲ 0.50% · 4.625%
HK$62,428
+HK$3,126/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,604/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,002
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,837
−HK$1,865/mo
Today · 4.125%
HK$62,702
baseline
▲ 0.50% · 4.625%
HK$66,517
+HK$3,815/mo
Deposit HK$5.54M · loan HK$12.94M · min. income ≈ HK$125,404/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,639
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$67,400
−HK$1,785/mo
Today · 4.125%
HK$69,185
baseline
▲ 0.50% · 4.625%
HK$72,832
+HK$3,647/mo
Deposit HK$5.54M · loan HK$12.94M · min. income ≈ HK$138,370/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,860
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$78,219
−HK$2,398/mo
Today · 4.125%
HK$80,617
baseline
▲ 0.50% · 4.625%
HK$85,522
+HK$4,905/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$161,234/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,393
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$86,657
−HK$2,296/mo
Today · 4.125%
HK$88,953
baseline
▲ 0.50% · 4.625%
HK$93,641
+HK$4,688/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$177,906/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,085 · Scale 2, in force from 26 Feb 2026)