LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,147
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,458
−HK$1,331/mo
Today · 4.125%
HK$44,789
baseline
▲ 0.50% · 4.625%
HK$47,515
+HK$2,726/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,578/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$693,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,888
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,145
−HK$1,276/mo
Today · 4.125%
HK$49,421
baseline
▲ 0.50% · 4.625%
HK$52,026
+HK$2,605/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,842/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$693,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,576
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,149
−HK$1,598/mo
Today · 4.125%
HK$53,747
baseline
▲ 0.50% · 4.625%
HK$57,018
+HK$3,271/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,494/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,265
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,774
−HK$1,531/mo
Today · 4.125%
HK$59,305
baseline
▲ 0.50% · 4.625%
HK$62,431
+HK$3,126/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,610/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,005
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,841
−HK$1,864/mo
Today · 4.125%
HK$62,705
baseline
▲ 0.50% · 4.625%
HK$66,521
+HK$3,816/mo
Deposit HK$5.54M · loan HK$12.94M · min. income ≈ HK$125,410/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,643
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$67,403
−HK$1,786/mo
Today · 4.125%
HK$69,189
baseline
▲ 0.50% · 4.625%
HK$72,836
+HK$3,647/mo
Deposit HK$5.54M · loan HK$12.94M · min. income ≈ HK$138,378/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,864
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$78,224
−HK$2,397/mo
Today · 4.125%
HK$80,621
baseline
▲ 0.50% · 4.625%
HK$85,527
+HK$4,906/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$161,242/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,398
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$86,661
−HK$2,296/mo
Today · 4.125%
HK$88,957
baseline
▲ 0.50% · 4.625%
HK$93,646
+HK$4,689/mo
Deposit HK$1.85M · loan HK$16.63M · min. income ≈ HK$177,914/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,122 · Scale 2, in force from 26 Feb 2026)