LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,147
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,458
−HK$1,332/mo
Today · 4.125%
HK$44,790
baseline
▲ 0.50% · 4.625%
HK$47,516
+HK$2,726/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,580/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$693,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,888
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,146
−HK$1,276/mo
Today · 4.125%
HK$49,422
baseline
▲ 0.50% · 4.625%
HK$52,027
+HK$2,605/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,844/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$693,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,577
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,150
−HK$1,598/mo
Today · 4.125%
HK$53,748
baseline
▲ 0.50% · 4.625%
HK$57,019
+HK$3,271/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,496/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,266
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,775
−HK$1,531/mo
Today · 4.125%
HK$59,306
baseline
▲ 0.50% · 4.625%
HK$62,432
+HK$3,126/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,612/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,006
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,841
−HK$1,865/mo
Today · 4.125%
HK$62,706
baseline
▲ 0.50% · 4.625%
HK$66,522
+HK$3,816/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$125,412/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,644
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$67,404
−HK$1,786/mo
Today · 4.125%
HK$69,190
baseline
▲ 0.50% · 4.625%
HK$72,837
+HK$3,647/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$138,380/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,865
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$78,225
−HK$2,397/mo
Today · 4.125%
HK$80,622
baseline
▲ 0.50% · 4.625%
HK$85,528
+HK$4,906/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$161,244/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,399
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$86,662
−HK$2,297/mo
Today · 4.125%
HK$88,959
baseline
▲ 0.50% · 4.625%
HK$93,648
+HK$4,689/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$177,918/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,132 · Scale 2, in force from 26 Feb 2026)