LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,149
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,460
−HK$1,332/mo
Today · 4.125%
HK$44,792
baseline
▲ 0.50% · 4.625%
HK$47,517
+HK$2,725/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,584/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,890
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,148
−HK$1,275/mo
Today · 4.125%
HK$49,423
baseline
▲ 0.50% · 4.625%
HK$52,029
+HK$2,606/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,846/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,579
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,152
−HK$1,598/mo
Today · 4.125%
HK$53,750
baseline
▲ 0.50% · 4.625%
HK$57,021
+HK$3,271/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,500/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,268
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,777
−HK$1,531/mo
Today · 4.125%
HK$59,308
baseline
▲ 0.50% · 4.625%
HK$62,434
+HK$3,126/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,616/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,008
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,844
−HK$1,865/mo
Today · 4.125%
HK$62,709
baseline
▲ 0.50% · 4.625%
HK$66,524
+HK$3,815/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$125,418/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,646
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,407
−HK$1,786/mo
Today · 4.125%
HK$69,193
baseline
▲ 0.50% · 4.625%
HK$72,840
+HK$3,647/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$138,386/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,868
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$78,228
−HK$2,397/mo
Today · 4.125%
HK$80,625
baseline
▲ 0.50% · 4.625%
HK$85,531
+HK$4,906/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$161,250/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,402
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$86,666
−HK$2,296/mo
Today · 4.125%
HK$88,962
baseline
▲ 0.50% · 4.625%
HK$93,651
+HK$4,689/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$177,924/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,159 · Scale 2, in force from 26 Feb 2026)