LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,150
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,461
−HK$1,332/mo
Today · 4.125%
HK$44,793
baseline
▲ 0.50% · 4.625%
HK$47,519
+HK$2,726/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,586/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,892
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,149
−HK$1,276/mo
Today · 4.125%
HK$49,425
baseline
▲ 0.50% · 4.625%
HK$52,030
+HK$2,605/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,850/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,580
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,153
−HK$1,599/mo
Today · 4.125%
HK$53,752
baseline
▲ 0.50% · 4.625%
HK$57,023
+HK$3,271/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,504/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,270
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,779
−HK$1,531/mo
Today · 4.125%
HK$59,310
baseline
▲ 0.50% · 4.625%
HK$62,436
+HK$3,126/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,620/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,010
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$60,846
−HK$1,865/mo
Today · 4.125%
HK$62,711
baseline
▲ 0.50% · 4.625%
HK$66,526
+HK$3,815/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$125,422/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,648
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,409
−HK$1,786/mo
Today · 4.125%
HK$69,195
baseline
▲ 0.50% · 4.625%
HK$72,842
+HK$3,647/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$138,390/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,870
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$78,230
−HK$2,398/mo
Today · 4.125%
HK$80,628
baseline
▲ 0.50% · 4.625%
HK$85,534
+HK$4,906/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$161,256/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,405
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$86,668
−HK$2,297/mo
Today · 4.125%
HK$88,965
baseline
▲ 0.50% · 4.625%
HK$93,654
+HK$4,689/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$177,930/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,181 · Scale 2, in force from 26 Feb 2026)