LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,151
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,462
−HK$1,332/mo
Today · 4.125%
HK$44,794
baseline
▲ 0.50% · 4.625%
HK$47,519
+HK$2,725/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$89,588/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,892
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,150
−HK$1,275/mo
Today · 4.125%
HK$49,425
baseline
▲ 0.50% · 4.625%
HK$52,031
+HK$2,606/mo
Deposit HK$9.24M · loan HK$9.24M · min. income ≈ HK$98,850/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$693,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,581
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,154
−HK$1,599/mo
Today · 4.125%
HK$53,753
baseline
▲ 0.50% · 4.625%
HK$57,023
+HK$3,270/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$107,506/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,270
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$57,780
−HK$1,531/mo
Today · 4.125%
HK$59,311
baseline
▲ 0.50% · 4.625%
HK$62,437
+HK$3,126/mo
Deposit HK$7.39M · loan HK$11.09M · min. income ≈ HK$118,622/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$693,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,011
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$60,846
−HK$1,865/mo
Today · 4.125%
HK$62,711
baseline
▲ 0.50% · 4.625%
HK$66,527
+HK$3,816/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$125,422/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,649
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$67,410
−HK$1,786/mo
Today · 4.125%
HK$69,196
baseline
▲ 0.50% · 4.625%
HK$72,843
+HK$3,647/mo
Deposit HK$5.55M · loan HK$12.94M · min. income ≈ HK$138,392/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$693,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,871
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$78,231
−HK$2,398/mo
Today · 4.125%
HK$80,629
baseline
▲ 0.50% · 4.625%
HK$85,535
+HK$4,906/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$161,258/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,406
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$86,669
−HK$2,297/mo
Today · 4.125%
HK$88,966
baseline
▲ 0.50% · 4.625%
HK$93,655
+HK$4,689/mo
Deposit HK$1.85M · loan HK$16.64M · min. income ≈ HK$177,932/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$693,188 · Scale 2, in force from 26 Feb 2026)